Introduction One of life’s great unanswered questions: Should VAT be included in rebuild costs? Are we alone in the universe? Who shot JFK? Is time travel possible? Why do flammable and inflammable mean the same thing? And how come you never see the headline ‘Psychic Wins Lottery’? These are just some of life’s great unanswered [...]
As well as keeping an eye on everyday weather forecasts and listening out for warnings on TV and radio, checks should be made on the Met Office website for severe weather warnings.
There’s no single policy to cover storm damage, but damage caused by storms is one of the risks that can be covered by a number of business and landlord insurance covers.
Exciting Career Opportunities at De Novo Risk Solutions We are expanding and we are looking for talented and enthusiastic professionals to join our friendly team!
Are you underinsured? Underinsurance is a critical issue: post-loss it may mean the difference between survival and failure. If you insure for the wrong amount you may not receive the full value of your loss if you have a claim. This is the case even with a partial loss — if the overall sum insured [...]
Liability It has been a difficulty for some years in deciding who was an employee. The HSE has recently issued guidelines 1 that they would use in judging whether a worker was an employee and the Revenue & Customs have issued more extensive guidelines. The latter publication is aimed more at ensuring the correct taxation [...]
Unlike health care and financial services organizations who regularly handle personal information, some professional services providers like engineers have been slower to adopt cyber insurance policies, assuming their risk is fairly limited. But, any business that relies on computer systems to generate or store business-critical information can have a very real exposure to cyber risks [...]
Arranging insurance where you have not been negligent may seem rather unusual, but depending on the type of Contract you are undertaking and as the property owner, you may need to arrange this insurance. A standard Public Liability Insurance policy will only indemnify the Insured Party (usually the Contractor) against damage to third party property [...]
We all know that the modern business environment is highly competitive. If you are unfortunate enough to suffer a major incident or interruption then it will be a challenge for you to continue to satisfy your clients and remain in business.
One of life’s great unanswered questions: Should VAT be included in rebuild costs?
