Storm Damage
There’s no single policy to cover storm damage, but damage caused by storms is one of the risks that can be covered by a number of business and landlord insurance covers.
Commercial Squatting
On 1 September 2012, it became a criminal offence to squat in a residential building in England and Wales.
Manufacturing Market Concerns
Pressure from emerging markets, strenuous legislation and the environment are among the big issues keeping UK manufacturing bosses awake at night.
Fire Insurance
Summer is now sadly coming to an end and protecting your business is just as important now as any other time of year.
A guide to Credit Insurance
With the uncertainty of trade now and in the next few years, Credit Insurance should be a serious consideration around many board meetings. A real stress will be put upon the cashflow of a number of companies up and down the UK, due to fluctuating prices and the uncertainty with the UK leaving the European [...]
What Happens After a Major Incident?
We all know that the modern business environment is highly competitive. If you are unfortunate enough to suffer a major incident or interruption then it will be a challenge for you to continue to satisfy your clients and remain in business. A key factor to a business recovering quickly from a major disaster such as [...]
Credit Insurance
Challenges for food and drink companies When assessing credit risk in the food and drink sector, creditors need to understand the challenges that companies face. Retailers continue to place enormous price pressure on their suppliers, which has a consequent impact upon the supply chain. Combined with this, external issues continue to challenge their ability to [...]
Insurance Premium on the Increase
Insurance Premiums on the Increase On Monday 27th February 2017, Lord Chancellor and Secretary of State of Justice, Liz Truss, announced that those affected by medical negligence, car crashes and other incidents will receive more money following changes to the way lump sum pay-outs are calculated. This has triggered predictions by insurance experts that premiums [...]
Are you underinsured?
Are you underinsured? Underinsurance is a critical issue: post-loss it may mean the difference between survival and failure. If you insure for the wrong amount you may not receive the full value of your loss if you have a claim. This is the case even with a partial loss — if the overall sum insured [...]
How much liability is enough?
HOW MUCH LIABILITY IS ENOUGH? The cost of a serious injury or third party property damage for which you are found liable could be more than you think. Damages for personal injury claims have increased significantly in recent years. For example, in the case of Collier v. Norton, 2012, a record GBP23 million was awarded [...]