Construction & Contractors Insurance
The challenges and demands of the construction industry require a broker who understands your activities, contracts and varying insurance requirements. We work closely with you at every stage of a project, from design to construction, keeping abreast of your changing legislation and requirements.
Our close relationship with Composite Insurers and Lloyds of London, means that you can draw upon the world’s largest and specialist construction insurance underwriters in the Lloyds and London markets.
Cover
At De Novo Risk Solutions, our construction-related cover, a complete insurance package.
We can offer cover on an annual basis, or for a one-off project. We know of the requirements placed on you by contract conditions and can respond to unusual requests quickly and efficiently.
Our expert construction team can offer policies including:
- Contractor’s All Risks Insurance (with no height or depth limit)
- Public Liability
- Employer’s Liability
- Professional Indemnity Insurance
- Hired in Plant
- Own Plant
- Latent defects
- Motor Fleet Insurance
- Delayed Start Up/Advanced Loss of Profits
- Office cover
- Performance Bonds
- Non negligent cover. JCT 21.2.1, 6.5.1
Why Do You Need Construction & Contractors Insurance?
Contractors Combined is a must for tradesmen and construction professionals. It protects against damage or loss of building works in progress on a construction site. Contractors insurance is a comprehensive policy that bundles together various covers under one roof. From public liability to products liability, employers liability, and contract works, it s thorough approach to protecting your business.
Construction & Contractors Insurance is essential because it provides financial protection for independent contractors, groundworkers and construction professionals against unexpected events like accidents, property damage, or lawsuits. It keeps compliance with legal requirements and contractual obligations, instils confidence in clients and helps to manage risks inherent in construction projects. With multiple parties involved in construction projects, you need to know the correct coverage is in place, for peace of mind.
Construction & Contractors Insurance at Denovo Risk Solutions
We regularly offer construction and contractors insurance to:
Our team of expert construction insurance brokers is here to assist you in understanding your obligations and securing the right coverage for your projects. Whether it’s contractors all risk insurance, professional indemnity, or additional covers like directors & officers liability, we’ve got you covered.
Independent Contractors
Groundworkers
Subcontractors
Roofing Contractors
Architects
Electricians
Structural Engineers
Construction Managers
Demolition Contractors
Specialty Contractors (e.g., HVAC, plumbing, electrical)
Carpenters
Environmental Contractors
Construction Equipment Rental Companies
Construction Consultants
Structural Engineers
Project Managers
Quantity Surveyors
Site Supervisors
Health and Safety Managers
Site Engineers
Landscape Architects
Construction & Contractors Insurance FAQs
Essential insurance covers include public liability, products liability, employers liability, and contract works. Our expert team can help tailor the perfect policy for your specific needs.
No, employer’s liability is legally required, but comprehensive contractors’ insurance goes further than basic compliance. It’s about protecting your business, your livelihood, and your reputation from potential risks and liabilities.
Not having contractors insurance could end in disaster for your business. Whether it’s a minor on-site injury or a serious property damage claim, the financial impact could be devastating. Our construction and contractors policy offers the financial protection, to cover legal costs and compensate for any injuries to employees, subcontractors, or the public.
