WHAT WE DO
Confidential Review
Using our considerable experience in a number of sectors, we are able to offer a complimentary confidential insurance programme review. This can be undertaken at any time to suit you – although we do recommend that it is more beneficial for you if it is conducted separately to the main insurance renewal process.
What are the benefits to you?
There are numerous benefits to conducting a comprehensive and confidential insurance programme review, among them the most compelling being:
It enables you to obtain a discreet and complimentary second opinion from a specialist insurance broker in the sector on the robustness, cover effectiveness and value for money of your insurance programme:
- It identifies potential gaps in cover highlighting these in order of priority from statutory requirements to recommended best practice
- It gives you the opportunity to benchmark the premiums you are paying against industry best practice
- The relationship with your current provider is maintained and not detrimentally affected
- It can reassure you that the cover and premium offered by your current provider is suitable and adequate for your needs
- Review your current insurable and non-insurable risks
- Identify the robustness and adequacy of your current insurance cover against the risks identified, recommending areas for improvement if required
- Undertake a comprehensive policy wording review to ensure the policies in place are aligned to your risk profile and operation
- Provide feedback on your current premium levels in comparison to those of similar organisations within your sector
- Create an action plan to protect you against future risks and/or uninsured exposures
On completion of our review, we will arrange another meeting with you to present our report and to discuss our findings with you.
How does an Insurance review work?
Firstly, we will sit down with you to gain an understanding of your risk profile, current and future objectives.
We also request copies of your current insurance policy schedules, details of your claims history and a copy of your latest report and accounts.
On receipt of this documentation we will:
- Review your current insurable and non-insurable risks
- Identify the robustness and adequacy of your current insurance cover against the risks identified, recommending areas for improvement if required
- Undertake a comprehensive policy wording review to ensure the policies in place are aligned to your risk profile and operation
- Provide feedback on your current premium levels in comparison to those of similar organisations within your sector
- Create an action plan to protect you against future risks and/or uninsured exposures
On completion of our review, we will arrange another meeting with you to present our report and to discuss our findings with you.
OUR SECTORS
Asbestos Industry
Construction
Food & Drink
Rail Industry
Real Estate
Renewable Energy
Transport & Logistics
Waste & Recycling