Floods can be miserable ordeals, even with extensive preparation. They can spring up with little to no warning and saddle you with the responsibility of a lengthy, expensive restoration period.

As well as keeping an eye on everyday weather forecasts and listening out for warnings on TV and radio, checks should be made on the Met Office website for severe weather warnings.

At De Novo Risk Solutions Limited we are reflecting on the destructive storms that occurred in 2016 and the impact they had on some businesses we are also looking at the new flood insurance schemes to help small businesses stay afloat.

If your flood risk assessment indicates that the property may be at risk, a flood plan should then be drawn up to include the following: