About Damian Hayes

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So far Damian Hayes has created 37 blog entries.

Should VAT Be Included In Rebuild Costs?

Introduction One of life’s great unanswered questions: Should VAT be included in rebuild costs? Are we alone in the universe? Who shot JFK? Is time travel possible? Why do flammable and inflammable mean the same thing? And how come you never see the headline ‘Psychic Wins Lottery’? These are just some of life’s great unanswered [...]

By |2024-04-02T17:43:10+00:00March 20th, 2024|Taxes|Comments Off on Should VAT Be Included In Rebuild Costs?

Are you underinsured?

Are you underinsured? Underinsurance is a critical issue: post-loss it may mean the difference between survival and failure. If you insure for the wrong amount you may not receive the full value of your loss if you have a claim. This is the case even with a partial loss — if the overall sum insured [...]

By |2024-04-02T17:43:39+00:00December 16th, 2023|Insurance Advice|Comments Off on Are you underinsured?


Liability It has been a difficulty for some years in deciding who was an employee. The HSE has recently issued guidelines 1 that they would use in judging whether a worker was an employee and the Revenue & Customs have issued more extensive guidelines. The latter publication is aimed more at ensuring the correct taxation [...]

By |2024-04-02T17:40:58+00:00July 29th, 2023|Liability|Comments Off on Liability

Cyber Insurance

Unlike health care and financial services organizations who regularly handle personal information, some professional services providers like engineers have been slower to adopt cyber insurance policies, assuming their risk is fairly limited. But, any business that relies on computer systems to generate or store business-critical information can have a very real exposure to cyber risks [...]

By |2024-04-02T17:42:16+00:00July 10th, 2023|Cyber Insurance|Comments Off on Cyber Insurance

Non Negligent Liability (6.5.1)

Arranging insurance where you have not been negligent may seem rather unusual, but depending on the type of Contract you are undertaking and as the property owner, you may need to arrange this insurance. A standard Public Liability Insurance policy will only indemnify the Insured Party (usually the Contractor) against damage to third party property [...]

By |2024-04-02T17:42:30+00:00July 10th, 2023|Uncategorized|Comments Off on Non Negligent Liability (6.5.1)

What happens after a major incident?

We all know that the modern business environment is highly competitive. If you are unfortunate enough to suffer a major incident or interruption then it will be a challenge for you to continue to satisfy your clients and remain in business.

By |2024-04-02T17:41:13+00:00June 17th, 2023|Insurance Advice|Comments Off on What happens after a major incident?
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